Deposit Rates

Checking & Savings Accounts

Deposit Account Type

Required Minimum Balance to Open

Required Balances to Obtain the Interest Rate and APY

Interest Rate

APY1

Basic Business Checking Account

$100

NA

NA

NA

Simple Business Checking Account

$100

NA

NA

NA

Prime Business Checking Account

$1,500

NA

NA

NA

Elite Business Checking Account

$5,000

NA

NA

NA

Interest Business Checking Account

$2,500

$2,500

0.15%

0.15%

Attorney Client Checking Account

$100

$100

0.15%

0.15%

Analysis Business Checking Account

$500

NA

NA

NA

Business Savings Account

$500

$500

0.30%

0.30%

Hi Yield Interest Checking Account

$100

$100

0.50%

0.50%

Easy Checking Account

$250

NA

NA

NA

Senior Checking Account

$100

NA

NA

NA

Student Checking Account

$25

NA

NA

NA

Remittance Registration Checking Account

$10

NA

NA

NA

Regular Personal Savings Account

$100

$100

0.30%

0.30%

Premier Savings 
New Customers and Online Only

Required Minimum Balance to Open and earn APY: $250

Tier

From

To

Interest Rate

APY1

Savings Balance Tier 1

$0

$1,000.00

0.15%

0.15%

Savings Balance Tier 2

$1,000.01

$100,000.00

0.60%

0.60%

Savings Balance Tier 3

$100,000.01 and above

0.15%

0.15%

Hi Yield Advantage Savings 
Personal Only

Required Minimum Balance to Open and earn APY: $500

Tier

From

To

Interest Rate

APY1

Savings Balance Tier 1

$500

$4,999.99

0.15%

0.15%

Savings Balance Tier 2

$5,000.00

$9,999.99

0.40%

0.40%

Savings Balance Tier 3

$10,000.00

$100,000.00

0.45%

0.45%

Savings Balance Tier 4

$100,000.01 and above

0.50%

0.50%

Hi Yield Advantage Money Market Deposit Account (MMDA) (New Money only)
Personal and Online Only

Required Minimum Balance to Open and earn APY: $500

Tier

From

To

Interest Rate

APY2

MMDA Balance Tier 1

$500

$4,999.99

0.25%

0.25%

MMDA Balance Tier 2

$5,000.00

$74,999.99

0.40%

0.40%

MMDA Balance Tier 3

$75,000.00

$149,999.99

0.45%

0.45%

MMDA Balance Tier 4

$150,000.00

$250,000.00

0.45%

0.45%

MMDA Balance Tier 5

$250,000.01 and above

0.50%

0.50%

Money Market Deposit Account (MMDA)
Personal and Business

Required Minimum Balance to Open and earn APY: $500

Tier

From

To

Interest Rate

APY2

MMDA Balance Tier 1

$500

$49,999.99

0.20%

0.20%

MMDA Balance Tier 2

$50,000.00

$99,999.99

0.35%

0.35%

MMDA Balance Tier 3

$100,000.00

$249,999.99

0.40%

0.40%

MMDA Balance Tier 4

$250,000.00 and above

0.50%

0.50%

 

Premium Money Market Deposit Account (MMDA)
Personal and Business

Required minimum balance to open is $100,000. Minimum balance to earn APY is $500.

Tier

From

To

Interest Rate

APY2

MMDA Balance Tier 1

$500

$49,999.99

0.25%

0.25%

MMDA Balance Tier 2

$50,000.00

$99,999.99

0.40%

0.40%

MMDA Balance Tier 3

$100,000.00

$249,999.99

0.45%

0.45%

MMDA Balance Tier 4

$250,000.00

and above

0.50%

0.50%

Certificate of Deposit (CD)

 

Regular CD
(Required Minimum Balance to open a regular CD: $1,000.00)

Regular Deposits

Institutional Deposits

Term

Interest Rate

APY2

Interest Rate

APY2

8 days to less than
3 months

0.15%

0.15%

0.15%

0.15%

3 months to less
than 6 months

0.25%

0.25%

0.25%

0.25%

6 months to less
than 1 year

0.35%

0.35%

0.35%

0.35%

1 year to less
than 2 years

0.50%

0.50%

0.50%

0.50%

2 years to less
than 3 years

0.50%

0.50%

0.50%

0.50%

3 years to less
than 4 years

0.50%

0.50%

0.50%

0.50%

4 years to less
than 5 years

0.50%

0.50%

0.50%

0.50%

5 Years +

0.50%

0.50%

0.50%

0.50%

 

IRA Certificates of Deposit
(We offer Traditional and Roth IRA CD accounts)
 TermRequired Minimum
Balance to Open 
Interest
Rate 
APY2 

 1 Year

 $1,000.00 0.50%  0.50% 

 2 Years

 $1,000.00 0.40%  0.50% 

 3 Years

 $1,000.00 0.40%  0.50% 

 4 Years

 $1,000.00 0.40%  0.50% 

 5 Years

 $1,000.00 0.40%  0.50% 

1APY refers to Annual Percentage Yield and is accurate as of 11/5/2020. Interest is compounded daily and paid monthly. Interest is calculated and accrued daily based on the daily collected balances in the account. The account requires a minimum opening deposit based on tier and APY and is listed above. Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account.

2APY refers to Annual Percentage Yield and assumes interest remains on deposit until maturity. APY is accurate as of 11/5/2020. Rates are fixed for the term of CD. Interest is compounded quarterly and interest may be paid monthly, quarterly, annually or at maturity. The account requires a minimum opening deposit based on term and APY and is listed above. Interest begins to accrue on the business day you make your deposit. CD rates are subject to change at any time and are not guaranteed until CD is opened. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Consumer Deposit Account Disclosure, call toll-free 1.877.707.1995, or visit a location near you.

 

 

 

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