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Business Certificates of Deposit (CDs) 

Earn one of the best interest rates around and make a long-term investment in the future of your business when you open a high-yield Business CD from SBIC. You are guaranteed a return on your investment, even during financially uncertain times.

Looking for a high yield Personal CD? We offer those, too.


 Built-in benefits:

  • Excellent Interest Rates1
  • Comprehensive Selection of Deposit Terms
  • Initial Deposits as Low as $1,000
  • No Monthly Service Fee
  • Free Online Banking2
  • FDIC-Insured Up to the Maximum Allowable Limits

 Earn More with our 6 or 15 - Month Promotional CD

For a limited time only, we are offering an Annual Percentage Yield3 (APY) of  1.11% with our 6-Month CD and 1.51% with our 15-Month CD. 

Other certificate of deposit options:


High ValueRegularInstitutional

You prefer:

A time deposit account with premium interest-earning1. A time deposit account with competitive interest-earning1.

A time deposit account for institutional investors with competitive interest-earning1.

Minimum initial deposit:

$90,000.01 $1,000.00 $1,000.00

Term lengths:

From eight days up to five years

Associated fees:

Interest penalty for early withdrawal








1 Interest rate and Annual Percentage Yield (APY) are fixed and will not change during the term of the account. Interest begins to accrue on the business day you make your deposit. Interest is paid monthly, quarterly, annually, or at maturity depending on the terms of the applicable Account Agreement. For current rates, please visit the Deposit Rates page, call us at 1-877-707-1995 or visit your preferred local branch.

2 Standard online banking included through Consumer Online Banking (CoB), the personal and small business online banking portal. For access to Business Online Banking (BoB), additional charges may apply. Please speak with one of our Branch Representatives or Relationship Officers for full details.

3  For 6-Month CD, Minimum deposit - $10,000. Maximum deposit - $1 million.For 15-Month CD, Minimum deposit - $10,000. Maximum deposit - $250,000.00. This CD is valid for  new money only. Annual Percentage Yield (APY) is current as of 10/02/2017 and is subject to change without notice. Penalty may be imposed for early withdrawal. 

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