Personal Checking

Our Checking Accounts include these additional services

  • Online Banking with Bill Pay
  • Mobile Banking
  • Debit Card (Not available to Remittance Registration Checking Account)
  • eStatements
  • People Pay (P2P)
  • Check Imaging (Not available to Remittance Registration Checking Account)

Checking Accounts and Features

 

Easy Checking

Senior Checking

NOW Checking

Student Checking

Remittance Registration Checking

Open An Account

Ideal for

Low cost, full service account

Exclusively catering to the financial needs of seniors 62 years and above

Those who want to earn interest on their checking account

Students between the ages of 18 and 25

Those who only need to send money to India 

Minimum Initial Deposit

$250

$100

$500

$25

 $10

Monthly Service Fee

$10

$7

$10

 None  None 

Minimum Balance Requirement to Waive Monthly Service

$250 minimum daily balance or $1,500 combined daily balance in consumer deposits

$100 minimum daily balance or $1,000 combined daily balance in consumer deposits

$500 minimum daily balance

 No minimum balance required No minimum balance required 

Interest Earning*

No 

 No

Yes 

No  No 

Monthly Statements

No charge for paper or e-statements

No charge for paper or e-statements

No charge for paper or e-statements

No charge for e-statements and $5 for paper statement No charge for e-statements and $5 for paper statement

Monthly Check Writing

10 checks free; $0.15 per check over 10

15 checks free; $0.15 per check over 15

10 checks free; $0.15 per check over 10

 Not eligible  Not eligible

ATM Rebates per month

Same day auto reversal of up to 10 out-of-network ATM usage fees per month

Same day auto reversal of up to 10 out-of-network ATM usage fees per month

Same day auto reversal of up to 10 out-of-network ATM usage fees per month

Same day auto reversal of up to 5 out-of-network ATM usage fees per month

Not eligible for debit card 

Free Online Remittance to India

Included 

 Included

Included 

Included 

Included 

Free Online Banking

Included 

Included 

Included 

Included

Included

Free Mobile Banking

Included

Included

Included 

Included 

Included

* Interest rates are variable and may change as often as daily without notice. Interest is calculated on the daily collected balance, compounded daily, and credited monthly. Interest begins to accrue on the first business day the Bank receives credit for the deposit of non-cash items (e.g., checks). For current rates, please visit the 
Personal Accounts Schedule of Fees and Charges, call us at 1-877-707-1995 or visit your preferred local branch.

 

 

 

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