Business Checking

At SBIC, we believe our clients deserve a rewarding banking experience. That's why we've designed our Business Checking accounts to offer you the power to streamline your cash flow and the flexibility to grow exponentially. Plus, we'll automatically reimburse you for out-of-network ATM usage fees1 from any bank, anywhere because your convenience is our priority.

From small companies to large corporations, we have an account that fits your business

  • Prime Business Checking
  • Simple Business Checking
  • NOW Checking (Sole Proprietorship Only)

All of our business checking accounts include these free services

  • Online Banking with Bill Pay
  • Mobile Banking
  • Debit Card
  • eStatements
  • Check Imaging

Benefits to enrich your banking experience

Choose the best account for your needs

Prime Business

Simple Business

NOW Checking

Ideal for

Businesses with higher transaction activity

Businesses with limited to moderate transactions activity

Sole proprietorship

Interest Earning3

   

Checkmark

Minimum Initial Deposit

$10,000

$500

$500

Monthly Service Fee

$20

$15

$10

Maintain a Daily Minimum Balance of to Waive the Monthly Fee

$10,000

$5,000

$5,000

Account Transactions (debits, credits, and deposit items) per month and transaction fees4

200 free transactions; $0.30 per transaction over 200

75 free transactions; $0.30 per transaction over 75

10 free transactions; $0.30 per transaction over 10

Additional Checking Accounts

Monthly service charge waived for Easy or Preferred Personal Checking account for the first 12 months.

Available5

Available5

Unlock your company's full potential

When you pair your Business Checking account with our suite of Treasury Management services, you are empowered with simple yet effective tools to better mitigate risk, improve efficiency, and reduce processing costs to increase your business's overall profitability. We're committed to providing the consultative knowledge, technology, and ongoing support necessary to keep your focus where it matters most – on growing your business.

Our best-in-class Treasury Management solutions include:

  • Business Online Banking (BoB)
  • Bill Pay with Expedited Payments
  • Merchant Services
  • Remote Deposit Capture (RDC)
  • Wire Services
  • Remittance Services
  • ACH Services (Incoming & Outgoing)
  • Night Depository Service


1 Reimbursements vary based on account type. Please see applicable Account Agreements for specific reimbursement terms.

2 Standard Online Banking included through Consumer Online Banking (CoB), the personal and small business banking portal. For access to Business Online Banking (BoB), additional charges may apply. Please speak with one of our Branch Representatives or Relationship Officers for full details.

3 Interest rates are variable and may change as often as daily without notice. Interest is calculated on the daily collected balance, compounded daily, and credited monthly. Interest begins to accrue on the first business day the Bank receives credit for the deposit of non-cash items (e.g., checks). For current rates, please visit the Deposit Rates page, call us at 1-877-707-1995, or visit your preferred local branch.

4 Transaction fees cannot be waived by maintaining the required minimum balance. For additional transaction fees that may apply, please see the Business Banking Schedule of Fees and Charges.

5 Additional fees/charges may apply. Please see details listed in applicable Account Agreements and the Business Banking Schedule of Fees and Charges.

 

Flex Home Promo

Product Selector

Find the best deposit account for you

Learn More
back to top